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This section provides detailed information on the legal criteria for driving in Cayman; how to get a driving licence; exactly how to import a car to Grand Cayman, what the Cayman customs laws are, how to clear your car through customs and what the costs are; how to buy a new or used car in Cayman; Cayman car dealers, what they specialise in and useful contact details; details on how to licence your vehicle to make it legally road worthy; we finish with alternative transportation - scooters, bicycles and public transportation.
It may be surprising to learn that having a car is really essential on such a small island. People just do not walk from one place to another and hitchhiking is done less and less. A bicycle is an option, but motorists often do not give cyclists the respect they deserve, and there is often very little road shoulder, let alone designated bike paths.
RULES OF THE ROAD
In Cayman, people drive on the left-hand side of the road.
Roundabouts seem to be particularly confusing. We give way to traffic approaching from the right and drive around them in a clockwise direction. Once on a roundabout do not stop to let other cars from the left enter the roundabout in front of you.
Turning left on a red light after a full stop is allowed.
We have a few 4-way stops. These work on the basis that whoever is approaching the 4-way stop goes first before the others.
ROUNDABOUTS
If you are not familiar with roundabouts then read on as roundabouts are a frequent occurrence in Cayman and they have proven to be a great way to control traffic flow.
Every time you approach or come on to a roundabout you must give it your full attention. Be aware of the traffic around you and don’t just rely on your mirrors.
The rules are really very simple:
Always travel around a roundabout in a clockwise direction.
Use your indicators when approaching or exiting a roundabout. When turning left this should be obvious. When going straight across or turning right, you should indicate right as you approach the roundabout and then as you approach your exit indicate left.
Observe the movement of other cars – Don’t just use your mirror. Watch the traffic around you to see its positioning and direction, as blind-spots mean that other cars are difficult to see in your mirror.
Keep in formation – If you are on a multi-lane roundabout then don’t change lanes and don’t overtake on either side.
Cars in the right-hand lane have right of way – Watch out for cars in the right-hand lane. If they are to your right and slightly ahead and they want to turn left, then they have the right of way.
Be courteous to other drivers – Assume drivers around you are not familiar with roundabouts and so, if in doubt, give them lots of space, or even go around the roundabout again to avoid a confrontation!
When using multi-lane roundabouts – Keep in the left lane if taking the first or second exit. Keep in the right-hand lane if taking a subsequent exit and maintain your position on the centre lane until the exit before the one you wish to leave on. Then when moving from the centre lane to the outer lane prior to exiting look over your left shoulder to ensure someone is not overtaking you on the outside. See diagram on next page.
Using the Centre Lane
The centre lane is available on some stretches of road to assist drivers navigating across traffic. It should never be used for overtaking.
DRIVING LICENCES
If you have a full domestic driving licence from a country within the Geneva Convention Road Traffic Agreement, you can obtain a full Cayman licence. This basically means people from: all the major European countries; most major English speaking countries (including the United States, New Zealand, Australia, Canada and South Africa); and the following Caribbean countries – Jamaica, Barbados, Dominican Republic, Cuba, and Trinidad and Tobago are entitled to obtain a Cayman driving licence without having to take any further tests.
If in doubt call the Licensing Department on 945 8344 or visit www.geocities.com/bkkriders/law/unc/. You must apply for a Cayman licence within three months of arriving.
According to Insurance Providers, if you are a resident or have a valid work permit then your insurance is valid if you:
Have an International driver’s licence from a Geneva contracting state you will be able to drive in the Cayman Islands for the duration of the International Licence (which will be 12 months from the date of issue).
Have a domestic driver’s licence from a Geneva contracting state, you must obtain a Cayman licence within three months of arriving in Cayman. You will not have to take a Cayman driving test.
Do not have a valid domestic licence from a Geneva country, then you will have to take a written and a road test to obtain a Cayman drivers licence before being able to drive in Cayman.
If you are a visitor (i.e. not a resident and you don’t have a work permit) then:
You must obtain a Visitor’s Permit (CI$6), which is valid for the duration of your stay, or a maximum of six months, or you will be deemed to be driving illegally.
If you obtain a Cayman Work Permit you cannot continue to drive in Cayman using a Visitor’s Permit. You must get a full Cayman licence.
Cayman driving licences can be obtained for 3 to 5 years and cost in the range of CI$85–CI$159 depending on the type of licence required. However, if there is a declared disability that affects your driving, then that driving licence may be issued for one year only.
It should also be noted, if you lend your car to a visitor, even if they are on the Island for only a few days, then they will have to get a Visitor’s Permit, otherwise your insurance will be invalid.
Having said all of this you need to be very clear what licence your insurance company requires for your insurance to be valid as some insurers will ask for a Cayman licence before covering you. Most policies have very strict age limitations. So we recommend that you head down, as soon as you can, to one of the three licensing offices, with your foreign licence, passport, CI or US dollars or CI or US cheque book (they take the photos), and they will issue you with your brand new Cayman licence if you satisfy the requirements.
The Department of Vehicle and Drivers’ Licensing:
461 Walkers Road, George Town
(above Wendy’s)
Tel: (345) 945 8344
33 Elgin Ave., George Town
(next to the Police Station in George Town)
Tel: (345) 945 8355
9 Rev. Blackman Road, West Bay
(Across from the West Bay Police Station)
Tel: (345) 949 7231
For those who don’t have a full licence, the path is slow and tedious. First, one has to apply at the Driving Test Centre on Walkers Road (above Wendy’s) for an appointment for a written test of driving knowledge. The written test, which can normally be taken within one month of making the appointment, costs CI$25. Brush up on the local rules by reading ‘Drive Safely in Cayman’ (available from local booksellers for $15). This book replaces ‘Good Driving is No Accident’ and includes the Traffic Law written in everyday language. You must take your passport on all visits to the test centre.
Having passed the written test, one can then obtain a provisional licence for CI$50. This allows you to drive whilst accompanied by another driver who has held a full Cayman licence for at least one year. Check that the car insurance policy covers such a situation.
Be warned, if (for example), after a simple fender bender it transpires that the driver was not insured for third-party risks, the driver will be fined up to CI$1,000 and lose his/her provisional licence for a year. Likewise, the registered owner of the vehicle will also be fined a similar amount and also lose his/her driving licence for a year.
After a period of tuition, the practical road test can be taken for a fee of CI$50. As there can be a wait of up to four weeks to get an appointment, book the test at the time of obtaining the provisional licence. After successfully passing the road test, a full unrestricted licence can be obtained.
Cayman driving schools are as follows: Cayman Islands Driving School, Tel: (345) 949 9070, Mc’s Driving School, Tel: (345) 916 5713 or (345) 324 3639. Both have been established for a number of years.
Note that there is no difference for a driving licence for automatic or standard shift (manual) cars. You can take your test on either type of car and then drive whatever you like.
LICENSING YOUR VEHICLE
Your vehicle will need to be inspected and licensed every year by the Dept. of Vehicle Licensing. Avoid doing this at the beginning and end of the month as they get very busy and avoid days when it is raining.
The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a Trade & Business licence and a letter of good standing from the Registrar of Companies, located in the Citrus Grove Building, Goring Ave.
The minimum cost for one year’s inspection and licensing is CI$185 ($160 licence, $25 inspection). However, scooters, trucks, taxis and Hummers have different prices for both inspection and licensing. Vehicle inspections are only offered at the Elgin Ave, George Town and West Bay locations.
Vehicles can be inspected for any period up to 36 months and licensed for 3, 6, 12, 24, and 36 months. For 36 months, the vehicle must be brand new, and not previously licensed in any country. Vehicles licensed for 24 months must not be older than three years from the date of manufacture. Please note that if your vehicle is new to the Island you will also have to purchase licence plates at CI$50 per set.
RENTAL CARS
Cayman has all the top car rental companies here as well as a few very good local ones. Rates are higher in winter (from mid-December) but lower in the summer (from mid-April). A mid-size car costs from about US$55 to US$60 per day in winter to US$35 in summer. Jeeps cost from US$60 to US$65 in high season and US$40 to US$45 in the low season. Insurance is additional. Most rental car companies give resident rates so be sure to ask. To rent a car, drivers must have a credit card, be over the age of 21 years and have a Cayman driving licence, an International driving licence or be issued (at the time of rental) with a Visitors Permit (CI$6). Rental car agencies are not allowed by the Traffic Law to charge an extra fee for a visitor’s permit.
Andy’s Rent a Car Ltd.
Seven Mile Beach and at the Airport
Tel: (345) 949 8111
www.andys.ky
Avis Cico Rent a Car
At the Airport, Tel: (345) 949 2468
Budget Rent a Car
At the Airport, Tel: (345) 949 5605
Coconut Car Rentals
At the Airport, Tel: (345) 949 4377
www.coconutcarrentals.com
Economy Car Rental
At the Airport, Tel: (345) 949 9550
Leasing a Vehicle
For residents intending to be living and working on Island for only one to two years leasing may be a better option. Some banks do not give credit within your first year on Cayman and this can pose a problem when wanting to purchase a car with credit. There are now leasing companies that can help. Drivers must purchase their own insurance and pay a down payment; from then on it is a matter of monthly payments.
Cayman Automotive
Tel: (345) 749 0900, Email: jfelder0244@verizon.net
Down payments range from $1,800 to $2,000 and monthly payments average $460 to $680 depending on the model of vehicle. Lease terms are offered for two or three years and all vehicles come with a warranty. Breaking the lease before the expiration date does not incur a penalty, but you will lose your deposit.
Cayman Leasing
Tel: (345) 949 2700, Email: gfoakley@candw.ky
Cayman Leasing works primarily through local car dealers. Vehicles can be new or pre-owned but not can be more than 4 years old. A down payment is required and then they arrange financing for up to three years.
Importing a Car
If you would like to import your own car into the Cayman Islands a brief summary of the process is as follows: You will need to get the car to the Port of Miami or Tampa, clear US Customs and book the car on the next ship sailing to Cayman. Once the car has landed in Cayman you take all your paperwork to Customs and then to the Port Authority, paying duty (27.5%–40% depending on the value of your car), a one time fee of CI$250 for future car disposal, and a few other charges related to shipping. You can then clear your car. You can also get a customs broker to help you with the process, as it can be fairly complicated.
Clearing Your Car Through Cayman Customs
Once your car has landed at the port in Cayman the shipping company will notify you. At this stage if you have used a customs broker out of the US they will liaise with their contact here in Cayman and the following steps will be taken care of. However, if you are doing it yourself the next steps are as follows:
Collect paperwork from the shipping company and pay shippers.
Go to Customs, pay the duty for your vehicle and pay the CI$250 environmental fee.
Go to the Port Authority and pay port charges of about CI$50 depending on the weight of your vehicle.
Pick up your vehicle.
Obtain car insurance. You will need a cover note demonstrating insurance on the vehicle before going to licensing.
Go to the Vehicle Licensing Department to license your vehicle for one year (CI$160*), have it inspected (CI$25*) and purchase Cayman Islands licence plates (CI$50). *Note the cost depends on the type of vehicle being licensed.
Shipment of Vehicles
US Customs Law states: Title of Vehicle for used cars must be stamped by US Customs for a 72 hour clearing period (excluding day of delivery/shipping and weekends) prior to the shipping date. (Deliver on a Monday to the Port of Miami for shipment on Friday). NO personal effects may be placed inside the vehicle.
We highly recommend you use a broker to assist you when shipping a car from Miami to Cayman. They will help you gather together documents such as the car title, letter of intent, power of attorney and bill of lading – all documents you will need before the car can be shipped.
All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with.
Seaboard Marine
Port of Miami, 1630 Port Blvd.
Miami, FL 33132
Tel: 305 530 5757 or 345 949 4977
Fax: 305 863 4788
Thompson Line
c/o Hyde Shipping
2000 Eller Drive, Port Everglades, FL 33316
Tel: 305 913 8226 Fax: 305 913 4977/78 or 345 949 8044
Clearing the Vehicle Through US Customs
It is the owner’s responsibility to clear the motor vehicle through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help you ship cars to Cayman:
Barrett Trade Services
Contact: Heidi Barrios
Tel: 305 477 1512
Fax: 305 477 1238
Email: bearit1@aol.com
Uses Seaboard Marine
BWIE (Best Way Island Exports)
Contact: Robert Sterling
Tel: 305 468 9300
Fax: 305 468 9011
Uses Thompson Shipping
These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier so that you can take collection of them in Cayman.
One recent change in exportation of vehicles is that the ‘Export Power of Attorney’ now needs to be notarised by a US Notary. Some dealerships require that the buyer is present in the US for this to be done. Others will accept the notarised documents from a US Notary.
Costs of Importing A Car
Duty
As a way of raising revenue, because we don’t have direct taxes, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands. The percentage charged depends on the value of the car.
The import duty is calculated on what is known as CIF. This is the Cost of the car plus the Insurance premium for its journey by ship plus the sea Freight charges.
All pick-up trucks are rated at 27.5%
CIF up to CI$20,000 = 27.5%
CIF up to CI$25,000 = 30.0%
CIF up to CI$30,000 = 35.0%
CIF from CI$30,000 and upwards = 40.0%
Environmental Disposal Fee
An environmental fee of CI$250 is added to cover the cost of disposing of the vehicle in years to come.
Licensing & Inspection
As mentioned previously, Government vehicle inspection and licensing for the road costs CI$235. It is CI$160 per year for annual licence renewals, CI$25 for inspection and a one time CI$50 for CI licence plates.
Shipping Costs
The average cost for shipping a mid-sized vehicle with either Seaboard Marine or Thompson Line is US$1300.
Extended Warranties
If you decide to import a car into Cayman rather than buying one locally you should be aware that warranties do not extend to the Cayman Islands. You can now purchase an extended warranty contract for a new and used vehicle in Cayman. The terms are usually for up to four years and differ depending on age, mileage and category of vehicle. The warranty is transferable to a new owner if you sell the car. Contact Cayman Automotive on (345) 749 0900.
Buying a New Car
There are no size restrictions on cars in Cayman (except Hummers which cannot be wider than 6.7 ft.), unlike some other Caribbean islands, and almost every make is available to purchase. However, some manufacturers, Citroen for example, have an almost non-existent support service. Peugeot and Saab are in the same category.
There are dealers who sell new cars at fairly competitive prices. For example a new Hyundai Matrix would cost you CI$15,400, a Toyota Corolla CI$18,000, a Renault Megan CI$18,000, a Volkswagen Golf CI$20,750 and a Honda Civic CI$22,200.
Many who arrive on the Island like the idea of driving around in an open top Jeep. They soon find out that the rainy season from May to December can make these vehicles wet and smelly and driving to work in a car that never seems to dry out soon loses its appeal.
If you would like to buy a convertible, a few of the rental agencies, such as Avis Cico (Tel: (345) 949 2468), sell their 3 year-old used American models every year and you can usually pick up a great deal.
New Car Dealers
The following makes of car are sold by the following authorized dealers:
Volkswagen and Audi
Arch Automotive – Tel: (345) 949 8221
Email: archauto@candw.ky
Mercedes and Porsche
AutoHaus – Tel: (345) 949 5760
Email: autohaus@candw.ky
Mazda
Tony’s Toys – Tel: (345) 946 8697
Email: tonystoys@candw.ky
Dodge, Chrysler, Mitsubishi,
Daihatsu, Honda and Jeep
Car City – Tel: (345) 949 0440
Email: carcitysales@hotmail.com
Toyota, Ford, Lexus and Jaguar
Cayman Economy Cars/Vampt – Tel: (345) 949 2245
Renault and Volvo
Eurocar (Cayman) Ltd. – Tel: (345) 945 3876
BMW, MINI, Land Rover and KIA Motors
G.T. Automotive – Tel: (345) 945 3415
Nissan
Platinum Motors – Tel: (345) 949 7102
Suzuki
Auto Alternative – Tel: (345) 945 8377
Chevrolet and Cadillac
Advanced Automotive – Tel: (345) 945 9191
Hyundai
Prestige Motors – Tel: (345) 949 7550
Buying a Used Car
Over the past few years a large number of second-hand vehicles have been imported into Cayman and this has brought the cost of buying a pre-owned car down considerably. The cost of a reliable used car starts at about CI$4,000.
There are several reputable second-hand car dealers on the Island who sell Japanese and American cars. They usually guarantee the car for a period of three months, sell parts for their cars and service them. It is often recommended to buy through a dealer rather than someone found in a newspaper, the reason simply being that there is little difference in the price and the car dealer has to maintain a good reputation (the Island is very small and people talk if they are not happy), so you will often find a good choice and a reliable car.
As mentioned previously, you can buy a warranty on the Island for a new or used car from Cayman Automotive (Tel: 749 0900).
People also buy cars directly off the Internet from a company called www.JapaneseVehicles.com. They never actually meet the person from this company and there is no recourse once the car has arrived if something is not as it should be. The problem with this approach is that spare parts may not be available on the Island and so you might end up hiring a car while you wait for the correct parts to be shipped over from Japan. It has also been known for the wrong car to be shipped and of course the condition of the car cannot be evaluated before it is purchased. The price might be less, but in the long run importing your own car from Japan can be a nightmare!
Finally, due to the extensive flooding associated with Hurricane Ivan, some cars were completely submerged in water, but may look perfectly ‘good’ from the outside. A reputable dealer will be more experienced in identifying these cars and, if you do decide to purchase from a private seller, request a pre-purchase inspection from a reputable service centre.
Used Car Dealers
We have quite a few used car dealers and many new car dealers also sell pre-used cars. The following is a list of car dealers along with the types of used cars they sell.
Car City Ltd.
Tel: (345) 949 0440
Email: carcitysales@hotmail.com
(Occasionally they sell pre-used Jeep, Honda, Chrysler, Dodge, Daihatsu and Mitsubishi models)
Cayman Automotive
Tel: (345) 749 0900
(American, European and Japanese cars)
Cico Avis Ltd.
Tel: (345) 949 2468
Email: avisgcm@candw.ky
(second hand ex-rental cars)
Motor World
Tel: (345) 949 6010
Email: motorwld@candw.ky
www.motorworld.ky
(pre-used European and Japanese cars)

Sony’s Auto
Tel: (345) 916 7669
www.sonysauto.com
(pre-used Japanese cars)
Tony’s Toys
Tel: (345) 946 8697
Email: tony@tonystoys.net
www.tonystoys.net
(pre-used Japanese cars)
Vampt Motors/Cayman Economy Cars
Tel: (345) 949 2245
Email: vampt@candw.ky
(Occasionally they sell pre-used Toyota and Ford models)
Car Maintenance & Repairs
The following are reliable automotive shops who will service any make and model.
Auto Alternative
(Suzuki)
273 Dorcy Drive
Tel: (345) 945 8377
Car City
(Dodge, Chrysler, Mitsubishi, Daihatsu,
Honda and Jeep)
Airport Road, Industrial Park
Tel: (345) 949 5525
Motor World
(European and Japanese cars)
Eastern Avenue and Godfrey Nixon Way
Tel: (345) 949 6010
Prestige
(Hyundai)
Eastern Avenue
Tel: (345) 949 7550
Tony’s Toys
91 Sherwood Dr., Off Seymour Dr.,
Industrial Park
Tel: (345) 946 4676
Vampt Motors
(Ford, Toyota, Lexus and Jaguar)
Walkers Road
Tel: (345) 949 2245
Legal Requirements
Car Insurance
You will not be able to complete the transfer of a car from another owner, be it private or a dealership, until you have car insurance. The average cost of third-party cover for a mid-sized CI$6,000 car is likely to be between CI$400 and CI$600 per year. Fully comprehensive insurance on a nearly-new but second hand CI$16,000 car would be in the region of CI$800 per year (with a no claims discount factored in), and insurance on a new CI$$32,000 BMW would cost over CI$3,600 per year (without a no claims discount).
Note that third-party, fire and theft is not available here – years ago, too many cars mysteriously caught fire in the remote parts of the Island and a stolen car has to be taken off the Island for it to be permanently missing, otherwise it’s just lost or mislaid!
If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more you may be eligible for a discount. Check that your car insurance covers you for flood damage. Banks insist on fully comprehensive policies covering cars they have an interest in and some insurance companies will not sell comprehensive insurance on vehicles over five years old. Insurance rates and cover provided varies considerably so shop around. Don’t expect to put a young person on a policy, either as the principal driver or as an additional driver, if the car is a high performance vehicle.
If you are purchasing a used vehicle on-Island, which was here before Hurricane Ivan, the insurance company may require a roadworthy letter from a local service centre that states the vehicle shows no signs of flood damage.
The following insurance companies offer auto insurance:
British Caymanian Insurance
Britcay House, 236 Eastern Avenue
Tel: (345) 949 8699 Fax: (345) 949 8411
Cayman Insurance Centre
Cayman Business Park
Thomas Russell Way
Tel: (345) 949 4657 Fax: (345) 949 8137
Email: info@cic.com.ky
Fidelity Insurance (Cayman) Ltd.
Cayman Financial Centre
Dr. Roy’s Drive, George Town
Tel: (345) 949 7221 Fax: (345) 949 6747
Email: insurance@fidelitycayman.com
First Financial Insurance Brokers
28 Pasadora Place, Smith Rd.
Tel: (345) 946 2273 Fax: (345) 946 7322
Email: quikcare@candw.ky
The Insurance Company of the West Indies (Cayman) Ltd.
93 Hospital Road
Tel: (345) 949 6970 Fax: (345) 949 6929
Email: icwi@candw.ky
www.icwi.com
Island Insurance Brokers
106 Alissta Towers, North Sound Rd.
Tel: (345) 949 0883 Fax: (345) 949 0884
Email: info@iib.com.ky
Motor & General Insurance
320 Shedden Road
Tel: (345) 949 6299 Fax: (345) 949 6219
Email: mgi@candw.ky
Sagicor General Insurance
Harbour Place, 103 South Church St.
Tel: (345) 949 7028 Fax: (345) 949 7457
Email: cgi@sagicor.ky
Alternative Transportation
Scooters & Motorcycles
As fuel prices increase and traffic congestion becomes worse many are considering a scooter or a motorcycle as an alternative to a car. In the last few years, there has been a noticeable increase in the number of scooters and motorcycles being registered with the Department of Vehicle Licensing. In the same period there was only a 15% increase in new car registrations. This suggests the trend is definitely moving towards two wheel transportation. One car and one scooter per family is common practice.
The following companies sell motor scooters and/or motorbikes:
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